How We Flipped a Free Chair into $103,000

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Hello! Today I’m sharing a fantastic story from Melissa. You may remember her from the post “How Melissa Made $40,000 In One Year Flipping Items.” She recently launched a fun challenge and asked to share her journey—enjoy! Have you ever taken something old and worn and made it desirable again? Do you enjoy finding items … Read more

29 High-Paying Outdoor Jobs Working in Nature

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Are you searching for the best jobs that let you work in nature? If you love being outdoors and care about the environment, a career in nature can let you spend your days outside while making a meaningful impact. Jobs in nature range from guiding visitors and teaching outdoor skills to researching wildlife, designing sustainable … Read more

Lendtable Review: How to Unlock Free Cash for Your 401(k) Match & ESPP

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Welcome to my Lendtable review. This post is a partnership with Lendtable. All opinions are my own.

Not sure where to start saving for retirement? Or feel like you don’t have enough money to make meaningful progress in your retirement plan?Lendtable Review

Today can change that.

It’s not only possible to save enough for retirement, but you can also capture free money from your employer and build passive wealth over time.

A simple place to start is taking full advantage of your company’s 401(k) or ESPP benefits.

If your employer offers a 401(k) match, even better.

Why?

Because an employer match is essentially free money: if you contribute $5,000 and your employer matches that amount, you end up with $10,000 in your retirement account.

Lendtable helps you capture that match by advancing the cash you need today to maximize your 401(k) match or ESPP contribution. In short, Lendtable gives you the money to receive your full employer match now, and you repay Lendtable from the future value of that match. It’s a straightforward way to secure thousands of additional retirement dollars from your employer.

Click here to complete a 2-minute evaluation and see how much you could earn with Lendtable.

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13 Real Ways to Earn Money Watching Ads Online

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Do you want to get paid to watch ads? While it’s not a path to wealth or a full-time job, watching ads can be an easy way to earn extra cash to cover a phone bill or pick up a few groceries. It’s a flexible side activity you can do from your couch during spare … Read more

Earn Extra Cash Mystery Shopping: How to Get Started

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Mystery shopping. Many readers have emailed asking, “What is mystery shopping?” and how I earn money from it. I typically make about $150 to $200 a month from mystery shopping. Side note: If you’re interested in other ways I earn extra money, check out my Extra Income page on my blog. I primarily work with … Read more

Moving Out at 18: Your Step-by-Step Plan for Independence

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Do you want to learn how to move out at 18 with little or no credit and limited funds? Here’s what you need to know to plan, prepare, and make the transition as smooth as possible. People choose to move out at a young age for many reasons—difficult family situations, a desire for independence, school … Read more

Earn Money Selling Books: A Lucrative Side Hustle Guide

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Hello! Enjoy this post on how to make money selling books from a blog friend of mine. You can find other ideas in my side hustles series. I love books. In graduate school I read a great many of them, and for years books have been both a hobby and a reliable side income for … Read more

8 Smart Ways to Spend Your Tax Refund for Maximum Impact

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Tax season is here — and I recommend getting started as soon as possible. The IRS reports that the average tax refund is $3,120. That’s a significant amount, and some of you may be expecting even more. When I worked in retail I often saw people spend large portions of their refunds on clothing. While … Read more

How I Paid Off $38,000 in Student Loans: My Step-by-Step Plan

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$40,000.

That was the total amount of student loans I accumulated while earning my undergraduate and graduate degrees. Today, $38,000 remains unpaid, largely because I haven’t consistently focused on repayment and interest has continued to accrue. I did stop borrowing for the final semesters and paid out of pocket, which kept the total from growing even higher.

It’s a substantial amount of student loan debt, but I don’t feel entirely regretful because I earned two undergraduate degrees and an MBA in Finance for that cost. Without scholarships and some out-of-pocket payments, the total could have been two to four times larger.

Since February 2012 I’ve been actively following a plan to eliminate these loans as quickly as possible. Lately it’s become almost an obsession: I constantly review cash flow and budgets to find ways to accelerate repayment. My efforts to generate extra income have been a primary focus.

Fortunately, I graduated and secured a good job in 2010, which allowed me to begin chipping away at the debt. Many people warned that finding a job would be difficult, but I did find work and that made a difference.

Now that I’ve completed graduate school, I’m committed to aggressively paying down the remaining balance. I’ve made some payments here and there, but not enough to make a visible dent yet.

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Inside My Multi-Million Dollar Blog: Real Monthly Income Reports

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If you’ve ever wondered how I make money, this page is for you — it’s dedicated to my blog income reports. I love blogging, and I’m grateful I started this site more than a decade ago. Blogging taught me a lot and allowed me to help countless people improve their finances. It also became a … Read more