88 Practical Life and Financial Tips to Transform Your Future

As each year comes to a close, I like to gather all of my posts from Making Sense of Cents in one convenient place so you can browse everything from the past year and find what interests you.

I’ve organized my posts into the following categories to make it easier to explore:

  • Freebies you can sign up for
  • Money-saving tips
  • Early retirement and financial independence
  • Pay-off-debt tips
  • Money management tips
  • Make money blogging
  • Make money or work from home
  • Life, motivation, and inspiration
  • Save money on food
  • Travel

I also host a private community group for readers of Making Sense of Cents. If you want to improve your life and your finances, join the community and let’s support one another!

Enjoy these practical life and personal finance tips.

Freebies you can sign up for

  • How To Start A Blog FREE Course
  • Affiliate Marketing Tips For Bloggers – Free eBook
  • 80+ Ways To Make Extra Money eBook – FREE!
  • Free Debt Thermometer Printable
  • The 52 Week Money Challenge
  • The Free Blogging Planner Workbook
  • Weekly Meal Planner Printable

Money saving tips

  • Mistakes I Made When I Bought My First House At 20
  • A Beginner’s Guide to Micro-Investing
  • 50+ of the Best Money Saving Ideas
  • 15 Best Money Books to Help You Change Your Life
  • How To Save For A House – 8 Practical Tips
  • Best Rewards Credit Cards
  • How To Earn Cash Back While You Shop With RebatesMe
  • How To Earn $1,000 For The Holidays – 17 Ways
  • How We Saved Over $100,000 By Age 26
  • Jerry Insurance Review: How To Save Up To $800 A Year
  • How To Lower Your Electric Bill: 10+ Ways To Save
  • PrizePool Review – A Savings Account That Gives Away Up To $25,000 Monthly
  • Personal Finance Gift Guide – 12 Best Money Gifts
  • Budgets Don’t Have To Be Boring – How To Have Fun While Budgeting

Early retirement and financial independence

  • How I Retired At Age 30 With $500,000
  • 13 Best Early Retirement Books You Should Read
  • What Is Financial Independence, Retire Early? FAQs About FIRE
  • 21 Best Early Retirement Tips To Help You Retire Sooner
  • How This Woman in Her 30s Owns Seven Rental Homes
  • How This Couple Reached Financial Freedom Before 40 and Live on a Sailboat
  • How I Saved $500,000 By Age 31
  • How Side Hustles Are Helping This Grad Pay Off $575,000 in Student Debt

Pay off debt tips

  • How I Paid Off $40,000 in Student Loans in Less Than One Year
  • How This Former Zookeeper Paid Off Over $40,000 in Debt
  • How To Pay Off Your Mortgage Early – What You Need To Know
  • How (And Why) We Paid Off $240,000 Of Debt In 27 Months
  • How I Paid Off My First Rental Property at 23

Money management tips

  • 14 Smart Money Moves To Make
  • What You Need To Know About Investing and Retirement Planning
  • What Is Estate Planning? Do You Need It?
  • Do I Need a Trust?
  • 9 Tips For Financial Success And Freedom
  • Money Issues In A Relationship – Don’t Let Money Break Up Your Marriage
  • How To Go To College In Europe For $8,000 Or Less Per Year
  • Your Fall Financial Checklist: 17 Things To Do Now
  • Why I Chose a Credit Union Over a Bank
  • Lendtable Review: Free Money to Max Out Your 401(k) Match and ESPP
  • How To Take Maternity Leave When Self-Employed

Related personal finance tip: Personal Capital is a useful tool I recommend for tracking net worth, cash flow, portfolio allocation, and investments.

Make money blogging

  • Celebrating 10 Years of Blogging – What I Learned After Earning Over $5,000,000
  • Best Blogging Courses & Resources That Helped Me Earn $100,000+
  • 8 Things That Helped Me Get Over 200,000 Pageviews in 1 Day (No Ads)
  • Should You Start a Blog?
  • Lasso Review – How To Increase Affiliate Income
  • How My Blog Made $59,977 in Affiliate Income in One Year
  • How I’ve Made $80,000 Selling Blogs
  • How I Grew My Blog to 100,000 Monthly Pageviews in 8 Months
  • How I Grew a Travel Blog to 100,000 Monthly Readers

How To Start A Blog FREE Course: This free email course walks you through creating a blog, from the technical setup to earning your first income and attracting readers. Over seven days you’ll receive short, actionable emails to help you build a successful, profitable blog from scratch.

Make money or work from home

  • How To Make $100 A Day
  • 16 Free Work From Home Courses & Resources
  • How To Make $2,000+ Monthly Selling Your Poop
  • How I Earned Up to $4,000 Per Month Baking Dog Treats
  • How To Increase Your Income – 30+ Ways To Make Extra Money
  • How To Make $1,000+ A Month Selling Stickers Online
  • 13 Early Morning Jobs To Jump-Start Your Day
  • How I Made $100,000 Selling Used Items
  • How I Make $2,000+ Monthly Selling Canva Templates
  • 80+ Best Side Job Ideas To Make Extra Money
  • How To Become A Freelance Writer
  • How I Changed My Financial Future And Made $50,000 Writing From Home
  • How To Make Extra Money By Starting A Home Bakery
  • How To Become a Food Blog Photographer And Earn Over $50,000 Yearly
  • The 9 Best Paid Survey Sites in Canada
  • How I Made $2,000 in One Week by Writing an eBook
  • How We Started a Rental Property Business
  • How To Sell Printables Online
  • How I Flip Garage Sale Items on eBay
  • How To Make An Extra $500 A Month – 26 Ideas
  • How I Make $11,000 Each Year Renting Out Spare Bedrooms

Life, motivation, and inspiration

  • 10 Ways To Stop Comparing Yourself To Others & Love Who You Are
  • We’re Pregnant!
  • 20 Ways To Organize Your Life
  • My Best Advice For Graduates – 16 Important Tips
  • How To Work and Go To College: 10 Tips For Success
  • 2020 Business and Life Review
  • Setting Goals For The New Year – Goals You Can Keep

Save money on food

  • 12 Delicious and Healthy Meals on a Budget
  • 11 Easy Instant Pot Soups
  • 14 Best Camping Breakfast Recipes
  • 12 Warm & Cozy Fall Dinner Ideas
  • 10 Delicious Thanksgiving Desserts
  • 17 Summer Dinner Ideas That Are Quick, Light & Delicious

Travel

  • 10 Lessons I’ve Learned From Living a Nomadic Lifestyle
  • 25 Best Travel Jobs – Make Money While Traveling
  • How We Travel Full-Time On $1,400 Per Month
  • How I Became a Full-Time Travel Blogger
  • How We Saved $205,000 In 4 Years and Traveled More as Teachers
  • How This Family Is Overlanding and Driving Around the World in Their Jeep

What is the best personal finance tip you learned this year?