As a personal finance blogger, I regularly find useful websites and apps. I stay on top of the latest tools, services, and money-saving resources because they can genuinely help anyone improve their financial situation.
Whether these services simplify money management, help you save or earn more, or streamline financial tasks, each recommendation below offers practical benefits you can try.
Small changes add up. Trying a few of the apps or sites listed here may reveal unexpected savings or income, and those gains can change the way you think about your finances.
Some links in this article are affiliate links, but every product and service mentioned here is one I recommend and have verified or used personally.
Recommended reading: 15 Best Coupon Sites To Save Money
Enjoy!
Let Digit help you save automatically
If you want a low-effort way to save more, consider Digit. I use it myself and it has helped me boost my savings without much work.
Digit analyzes your spending and transfers small amounts into a savings account automatically. It’s a simple, hands-off way to build savings over time.
Read Digit Review – A New Way To Save Money for more details.
Start a blog using Bluehost
Blogging can create income and help you save money in many ways. Many people earn significant monthly income from blogs, and it can be a rewarding side business or full-time career.
I currently earn a substantial income from my blog and it has allowed me to travel full-time and enjoy greater flexibility.
If you’re interested in starting a blog, there are step-by-step tutorials and free courses available to help you set up and grow a successful blog.
Save on your cell phone with Republic Wireless
If you’re looking to lower your monthly phone bill, check out Republic Wireless. I’ve used their service for over a year and have been very satisfied. They offer plans that start as low as $10 per month.
See Save Over $2,000 A Year With Republic Wireless Review to learn how switching providers can reduce your annual expenses.
Get cash back when you shop with Ebates
Ebates is a valuable tool during holiday shopping and year-round. It gives you cash back for purchases you already plan to make online. You click through Ebates to the retailer and shop as usual; Ebates earns a referral commission and shares a portion with you as cash back.
New members often receive welcome bonuses when signing up. Using cash-back services is an easy way to lower your effective spending on common purchases.
Read my Ebates review for more information on how to use cash-back shopping sites effectively.
Save on groceries with $5 Meal Plan
$5 Meal Plan offers weekly meal plans and shopping lists designed to help you cook at home more and reduce food spending. The service costs $5 a month, with the first four weeks free, and provides simple, affordable recipes and exact ingredient lists to streamline grocery trips.
Meal planning can dramatically cut food waste and lower your monthly grocery bill by keeping meals focused and budget-friendly.
Earn extra money by taking surveys
Survey sites let you make extra cash from home in your spare time. Signing up for multiple reputable platforms increases the number of surveys you receive and your earning potential.
Recommended survey sites include:
- American Consumer Opinion
- Opinion Outpost
- Survey Junkie
- Pinecone Research
- PrizeRebel
- Harris Poll Online
These sites are legitimate, and some even send free products to test. For a comprehensive list, see 12 Paid Survey Sites To Make $50+ Per Month.
Get rewarded for everyday online activity
Several platforms reward you for routine online tasks like searching, watching videos, taking surveys, and shopping. Swagbucks, Nielsen Digital Voice, and InboxDollars are three popular examples.
Swagbucks awards points for searches, surveys, and other actions that can be redeemed for gift cards or cash. Nielsen Digital Voice rewards you for sharing browsing behavior. InboxDollars pays for surveys, games, coupon redemptions, and more—these sites can add up to meaningful small earnings over time.
See 30 Best Money Making Apps for additional apps that turn everyday activities into rewards.
Monitor and improve your credit with Credit Sesame
Credit Sesame offers free access to your credit score. Knowing your credit score matters: it influences loan approvals, interest rates, and sometimes employment decisions. Using a credit monitoring service can help you spot opportunities to improve your score and save on borrowing costs.
Read How Your Credit Score Affects Your Life + Credit Sesame Review to understand how credit impacts your finances.
Manage investments and finances with Personal Capital
Personal Capital provides free financial tools similar to Mint, but with stronger investment and portfolio tracking features. It helps you monitor net worth, cash flow, and investment performance in a single place, making it a great option for anyone serious about financial planning.
Personal Capital’s detailed investment tools make it a strong complement or alternative to basic budgeting apps.
Find weekly deals with Flipp
Flipp is a shopping app that delivers weekly circulars and deals to your phone, eliminating the need to carry paper flyers. It helps you compare local store deals, create a shopping list from sale items, and stick to a plan while you shop—useful for saving on groceries and household essentials.
Flipp is available for Apple and Android devices and is helpful for bargain hunting and meal planning.
Cut cable costs with a digital antenna
We canceled cable and switched to a digital antenna, which provides free over-the-air channels with no monthly fee. A one-time antenna purchase can deliver local channels in high quality and drastically reduce entertainment expenses.
For many households, combining an antenna with selective streaming services (or free trials) offers the right balance of content at a much lower cost than traditional cable subscriptions.
Related: 20 Best Money Saving Apps
What other sites or apps have you used to save or make money?