Are you looking for ways to save money this summer?
Summer is here!
We’re already a few weeks into the season, and if you’re feeling the summer money pinch, these tips may arrive at the perfect time.
For many people, summer is the most expensive time of the year. Kids are out of school, families take vacations, and extra activities add up. But it doesn’t have to break the bank.
For our family, summer can actually be one of the most affordable seasons. We’re naturally frugal, and summer offers plenty of low-cost options like outdoor activities and free community events that help keep expenses down.
Below are practical, proven ways to save money this summer, so you can enjoy the season without worrying about your next paycheck.
Practical ways to save money this summer
Enjoy the outdoors
Spending time outside is one of the simplest ways to save. Even in very hot areas, enjoy early mornings or evenings for walks, bike rides, or hikes. I ride my bike 4–5 days a week, usually in the cooler mornings, which gives me exercise without costing anything.
Depending on where you live, options include hiking, swimming, running, rock climbing, or simply walking your dog. Outdoor activities are usually free and great for both physical and mental health.
Combine errands
Combine tasks to save time and money. If you only need one small item, consider waiting until you have several errands to run. Fewer trips mean less fuel, less wear on your car, and more free time.
Bike for errands
If feasible, use a bicycle for short errands. Riding saves gas, provides exercise, and is often faster in congested areas. Just remember a sturdy lock and a helmet, and follow local safety rules.
Raise your thermostat a few degrees
Small thermostat adjustments can lead to noticeable savings. Setting your AC to around 76–78°F when you’re home, and raising it a bit while you’re away or asleep, can lower your electric bill—often by around 10% or more.
Block direct sunlight
Keeping curtains or blinds closed during the hottest part of the day prevents rooms from heating up and reduces AC use. Whether you live in an RV, an apartment, or a house, shading windows makes a real difference.
Use a programmable thermostat
A programmable thermostat is a small investment that usually pays for itself quickly. Set different temperatures for times when you’re home, away, or sleeping so the system runs only when needed. This reduces wasted cooling and lowers utility costs.
Be mindful of oven use
Using the oven adds heat to your home and forces the AC to work harder. In hot weather, choose alternatives like a slow cooker, grill, or no-cook meals. Slow cookers are inexpensive to run and ideal for summer cooking.
Visit the library
Your local library is an inexpensive summer resource. It provides air-conditioned space, books, movies, and often free programs for adults and kids. Borrowing media and attending library events can create affordable entertainment and educational options.
Meal plan
Meal planning reduces food waste and saves money. Planning your meals in advance helps you buy only what you need, avoid impulse purchases, and cut down on takeout. Many people waste a large portion of the food they buy, so planning helps both your budget and the planet.
Shop garage sales and thrift stores
Summer is prime season for garage and yard sales. These are great places to find household items, furniture, toys, and more at a fraction of retail prices. Shopping secondhand is frugal and often leads to unexpected finds.
Find free local events
Check your town’s event calendar for free concerts, festivals, outdoor movies, and community activities. Many parks and cultural organizations also offer free admission days—national parks and museums sometimes have free-entry dates that let you enjoy beautiful places without the cost.
How are you saving money this summer? Share your best tips in the comments so we can all benefit from practical summer savings ideas.