Recently I’ve noticed more families treating credit cards as their emergency savings. While credit cards can help in certain short-term situations, relying on them instead of a dedicated emergency fund worries me. For most people, a cash emergency fund is a safer and more reliable solution. Whatever emergency amount you choose to save, having something … Read more

Welcome to the September business income report. Each month I publish an update showing how I earned online income and what I learned. If you’re new here and wondering why I share these reports, keep reading. If you’ve followed along for a while, you know the purpose: transparency, education, and accountability. This series began as … Read more

Do you want to learn how to become a transcriptionist and transcribe online? Transcription is an excellent work-from-home opportunity that can generate extra income or evolve into a full-time career. Below is an interview with Janet Shaughnessy of Transcribe Anywhere, who shares how she transitioned into transcription and how others can follow a similar path. … Read more

Do you want to learn how to earn money freelancing and work from home? Freelancing offers flexible ways to generate income from home, choose your clients, and build a career around your skills—even if you’re just starting and have no prior experience. Below is an interview with Samer Bazzi, a long-time freelancer who has earned … Read more

Are you interested in learning how to make money as a digital designer? A digital design business can include a wide range of products and services: graphics, printables, planners, t-shirt designs, calendars, business card layouts, social media graphics, stickers, logos, and much more. The possibilities are virtually limitless, making digital design an attractive small business … Read more

Hello! Please enjoy this blog post from a friend of mine. We maintain a buffer in our checking account and it gives us major peace of mind. Do you have a buffer? About a month ago I realized we had built a meaningful buffer in our checking account. For a long time my goal has … Read more

Today I’m pleased to share a guest post from Steph of Debt Free Family. She describes her blogging journey from the beginning to now and explains how she grew her traffic to 80,000 page views per month. Enjoy! A little over a year ago I decided to start a blog. Since then it has grown … Read more

Want to learn how to make $1,000 in 24 hours? While it’s harder than making $100 in a day, there are legitimate ways to reach $1,000 quickly. Some methods can produce immediate cash, while others require building up an income stream that eventually hits that mark. Whether you need money for an unexpected bill, want … Read more

Hello, I’m excited to share that I was recently featured on CNBC. You can read the article here – This 33-year-old mom makes $760,000 a year in passive income—and lives on a sailboat: ‘I work just 10 hours a week’ If you’ve arrived from CNBC, welcome to Making Sense of Cents. I write about personal … Read more