The journey to owning my own business began about ten years ago. After high school I studied business in college, graduated, and took a job as a financial analyst. Around five years ago I completed an MBA with a concentration in Finance to expand my career opportunities. Following the conventional path—finish high school, go to … Read more

This is the style that we are kind of going for. We LOVED this house. And it faces a lake. Happy Monday! The weekend flew by and I didn’t get nearly as much done as I’d hoped. Still, we made progress on a few fronts. On Sunday we spent time scouting neighborhoods and identified a … Read more

This Personal Capital review explains the Personal Capital app—a free financial tool that helps you manage your money more effectively. Do you fully understand your finances? Are you managing them effectively? In this Personal Capital review, I’ll cover my favorite personal finance tool and explain how it can improve your financial life. More than 3.4 … Read more

Michelle’s quick note: Hello! I have a great article by Suzi Whitford. She is a blogger who grew her income from $0 to $17,000 per month. Today she explains exactly how she achieved that in just one year. I used to get dressed up, put on makeup, and go to a quiet office surrounded by … Read more

Do you ever wonder when frugality crosses the line and becomes outright theft? Saving money is sensible—this is a personal finance blog, after all—but there are times when thrifty behavior tips into unethical territory. Whether someone is cutting costs by a dollar or a hundred, some choices raise ethical questions. Below I present a range … Read more

Do you want to launch an online side hustle without investing any money upfront? You’re not alone. The internet makes it possible to start a business with almost no startup costs, and print-on-demand (POD) is one of the easiest and most accessible options. With POD you don’t need to buy inventory, rent storage, or pack … Read more

Welcome to the August online income report, where I share how I earned money online last month. This update reviews my results for August and helps track progress month to month. If you’re new here, you might wonder why I publish these monthly income reports. If you already know, feel free to skip ahead. This … Read more

Everyone has the same 24 hours each day. How you use that time is your choice, but many people unknowingly waste hours daily, which can slow progress toward their goals. If you can identify where your time is being wasted, you could: Start a side hustle Increase your income Pay off debt Spend more time … Read more

This post is sponsored by SellCell.com. Did you know you likely have items at home that could be sold for extra cash? Most households accumulate things that take up space: extra clothes, electronics shoved into drawers, unused furniture, books you won’t read again, and more. Your old cell phone is often one of those items. … Read more